Tennessee Storm Damage Insurance Dispute Attorneys
Helping policyholders throughout the Southeast and Midwest recover what is theirs
The common factor in all serious storms is that they can cause a great amount of damage in a short amount of time. That’s precisely why you need insurance. It is also precisely why so many insurers look for loopholes to try to deny storm damage claims.
At McWherter Scott & Bobbitt, our experienced Tennessee-based insurance dispute lawyers understand how to move quickly after storm damage occurs. We work with the necessary professionals to properly inspect the property, determine the scope of the damage, how much it will cost to repair, obtain advances when appropriate, and develop a plan to get the claim fully paid. Our lawyers fight to get the loss properly valued, and if the claim is low-balled or denied, we have the ability to assist in resolving claims via other methods, whether that be through alternative dispute resolution options (such as appraisal) or through the legal system. It’s what we do every day, and it’s all we do.
How are storms classified?
Storms that aren’t as intense as hurricanes or tornados are often misconstrued as less dangerous or less damaging, but that isn’t necessarily true. After all, Tropical Storm Imelda did $2 billion worth of damage to Texas and Louisiana, and “Superstorm” Sandy, which wrecked the eastern seaboard, did $70 billion in damage. A serious thunderstorm can generate enough power to form a tornado or destroy property with hail or lightning. In fact, many claims stem from pop-up storms that receive little media attention at all. From straight line winds to hailstorms, storm damage occurs all over the country nearly every single day. When the insurance company doesn’t properly handle the claim, that’s where we get involved.
How can an insurance dispute lawyer help you after a storm?
Our experienced insurance dispute lawyers can help address a variety of practical and legal issues including:
- Arranging for the advancement of funds so that your family or business can get back to normal daily living as quickly as possible.
- Determining what insurance coverage is available under the applicable policies.
- Contesting any efforts by the insurance company to deny, delay, or minimize the claim.
- Assisting with locating contractors and other professionals to properly inspect the property and calculate the amount of loss.
- Properly valuing all aspects of the loss.
- Identifying all available options to resolve the claim, with the goal of getting it accurately paid as quickly as possible.