Experienced Counsel for Tennessee Condominium Property Claims
Navigating condo insurance claims and disputes throughout the Southeast and Midwest
Condominium property damage claims come in two forms. One type covers damage to common areas such as the roofs, structural components of buildings, hallways, parking lots, swimming pools, garages, etc. The other covers damage to the individual units. Different documents and different insurance policies can cover all sorts of claims. By-laws may determine the rights of claimants, and claims can vary depending on how the condominium complex was actually built. The homeowners’ association (HOA) may have the right to payment, or the individual owner may have the right. Damage to one condo can affect many other condos.
The condominium property insurance lawyers at McWherter Scott & Bobbitt have the experience to guide both homeowner associations and individual unit owners through these complicated claims and the insurance claims dispute process. Our attorneys have broad experience with condominium claims throughout Tennessee, the Southeast, and the Midwest. We’ve handled numerous seven figure property damage claims for condominium owners’ associations across the area.
Tennessee’s condominium association laws
The Tennessee Condominium Act of 2008 sets forth the statutory requirements for condominium construction, development, common and limited elements, the rights and duties of condominium associations, residential uses, and many other provisions.
Understanding these laws is necessary to understand which insurance coverage to purchase, who should purchase the insurance, and what obligations must be met so that any repairs or rebuilding meets the state requirements. The Condominium Act is set forth in the following parts:
- Tennessee Condominium Act of 2008 -- General Provisions
- Tennessee Condominium Act of 2008 -- Units and Allocation of Common and Limited Elements
- Tennessee Condominium Act of 2008 -- Unit Owners' Association
- Tennessee Condominium Act of 2008 -- Units Restricted to Residential Purposes
The knowledgeable attorneys at McWherter Scott & Bobbitt can discuss these laws and regulations with you to ensure you have the proper coverage to protect your condominium and your investment.