Experienced Memphis Insurance Dispute Attorneys
Seeking fair property damage settlements for Tennessee policyholders
When you’ve experienced a tragedy, one of the few comforts is the fact that you’re covered by insurance. It may take time to rebuild or set everything right again, but once you file your claim, you can get started, right? That may not always be the case. When insurance carriers see an opportunity to save money, they take it regardless of the effect it has on your ability to get on with life. Acting in bad faith by delaying everything from investigating the damage to calculating a claims estimate, and offering an insufficient amount to make you whole again are just some of the strategies used to deny you the relief you are entitled to. Insurance companies must conduct a fair and prompt examination of your claim.
The Memphis insurance dispute lawyers at McWherter Scott & Bobbitt ensure that our clients’ insurers comply with the terms of their own insurance policies designed to protect you - their policyholders. We work to negotiate through any roadblocks to timely complete your claim and earn you a fair settlement or award that will allow you to begin the arduous process of cleanup and construction.
We go to work the moment you hire us because we know it’s important
The attorneys and staff of McWherter Scott & Bobbitt live in the communities we serve and feel strongly about protecting the businesses and homeowners who make our neighborhoods thrive. Because of our extensive experience handling claims against insurance carriers, we know the customs of the insurance trade and when an insurance company is attempting to withhold payment of benefits by presenting arguments that are without merit.
Our Memphis insurance attorneys review the history of settlement attempts made by our clients, document each instance in which the insurance company failed to settle – and why – in order to determine the best strategy to proceed. Our approach may vary based on determining whether there has been:
- Failure to properly investigate your claim
- Unreasonable delay in paying your claim
- A denial of your claim
- Unreasonable interpretations of the policy language
- A failure to respond/communicate on the part of the carrier
- Failure to make a fair settlement offer
If we believe your agent has been negligent, or the insurance company has acted in bad faith, we can help you plan your next steps.
We handle most Memphis insurance claims for your convenience
Our attorneys have decades of experience handling insurance claim disputes for the residents of Memphis. Because of our extensive track record in reaching satisfactory outcomes handling claims against insurance carriers, we know the customs of the insurance trade and when an insurance company is attempting to withhold payment of benefits by presenting arguments that are without merit. When necessary, we’ll take your case to court to fight for your rights when the carrier refuses to behave reasonably. Our Memphis insurance lawyers help clients with:
- Property damage
- Business interruption
- Restaurant claims
- Manufacturing facility claims
- Churches and non-profits
- Condominium claims
- Hotel claims
- Industrial and warehouse claims
- Residential claims
- Multi-family dwelling claims
If you have a question about whether we handle another type of claim, including life and disability insurance claims or healthcare insurance claims, please feel free to call our office at the number listed below to speak with a member of our staff who will be happy to assist you.
Filing an insurance claim shouldn’t become a setback
When a catastrophe occurs, it can be paralyzing. When you’ve suffered an individual disaster, your life feels like it’s moving in slow motion until you get solid answers and can take action. When entire areas have been devastated, it can cause an entire community to grind to a halt. In the event of a loss, your policy will determine the events for which you are covered:
When you have a triggering event, you are entitled to payment for more than the actual property damage or injury. You may also be entitled to reimbursement for payment of necessary expenses.
Do I really need a Memphis insurance dispute lawyer?
When the insurance company has made it virtually impossible for you to settle your claim in a fair manner, your safest option is to hire an attorney who is experienced in challenging their practices. When necessary, we’ll take your case to court to fight for your rights when the carrier refuses to behave reasonably. Often in these cases, it turns out that the insurer has used unethical tactics to reduce or deny your claim. We’ll explore all options for recovering the damages you deserve under your particular set of circumstances. In addition to your actual claim, you could receive an award for:
- Bad faith that causes additional unexpected financial loss for an insured
- Interest charged for unreasonable delay of policy benefits payout
- Punitive damages levied against the carrier as punishment for wrongdoing
- Consequential damages for additional expenses caused by the actions of the insurer
McWherter Scott & Bobbitt feels strongly about protecting the residents and business owners of Memphis, and across Tennessee. You have a right to be treated fairly under the terms of your insurance policy as they were presented to you. When insurance carriers put their bottom line ahead of your future, you deserve highly experienced legal help to enforce your rights.
Your trusted Memphis insurance dispute attorneys
If your claim has been stalled due to unreasonable or unfair treatment by your insurance company, we will provide you the guidance needed to quickly begin shifting the tide to satisfactorily settle your claim. To schedule a claim evaluation with one of our dedicated Memphis insurance dispute lawyers, please call 731-664-1340 or reach out to us through our contact form to tell us your story.
Our Memphis Office
McWherter Scott & Bobbitt
6000 Poplar Ave
Memphis, TN 38119