Insurance Dispute Lawyers Protecting Churches and Nonprofits in Louisville
Helping policyholders throughout Kentucky
Churches and non-profits have their own unique needs for insurance, though they share some similarities with businesses. Churches and nonprofits need insurance coverage to protect them from damage from the elements, but they also require liability coverage, and special protection for their fine art pieces and religious relics. The insurance dispute attorneys at McWherter Scott Bobbitt are here to protect the rights of Kentucky churches and non-profits by ensuring their insurers pay what is due in a covered claim.
What are some of the church and nonprofit insurance companies serving Kentucky?
Some of the insurance companies that serve non-profit organizations, churches and other religious organizations in Kentucky include:
Religious institutions may require multiple insurance policies
Churches, synagogues, mosques and other houses of worship require insurance to protect their property from the following:
- General liability insurance, which covers the injury of someone on your property.
- Property insurance, which covers damage from natural disasters such as storms, hail, fire, fallen trees, vandalism, break-ins or other damage to the building or its contents.
Nonprofit organizations need the same policies; it’s one of the similarities they share with commercial properties.
It is very important that you choose a policy that is designed for your needs. Unlike other business and commercial properties, who may be able to choose a general contractor for their needs, houses of worship may require expert reconstruction. Older buildings may also require additional coverage in case the structures need to be brought up to code.
Finally, both religious institutions and non-profits may require additional coverage if they provide preschool or daycare to staff, volunteers, congregants or visitors.