Experienced Insurance Dispute Attorneys for Your Residential Property Claims in Louisville
Helping Kentucky homeowners obtain fair insurance compensation when accidents happen or natural disasters strike
At McWherter Scott Bobbitt, we fight for the rights of Louisville policyholders who are facing disputes with their insurance companies because of claims for damage to their homes. You spend the money on home owners’ insurance to protect yourself in times like these, but you do not expect the insurance company to make it feel impossible for you to recover the money you need to make the repairs to your home. We understand the complicated language in insurance contracts.
What are some examples of residential insurance claims and disputes?
Residential or homeowners' insurance policies cover a wide variety of claims. In a single policy, the property owner can get coverage for almost anything that damages their homes and property. Some of the more common claims available to Kentucky homeowners involve:
- Damage from a hurricane
- Damage from hail storms
- Fire damage, including damage from smoke and ask
- Lightning-related damage
- Fallen trees
- Pipes bursting
- Cracks in foundation
- Theft (after a home has sustained damage, and the homeowners have sought shelter elsewhere temporarily)
Some insurance companies will try to delay payment or deny coverage on a claim simply to try to save money. Having an insurance dispute attorney on your side can protect you from the unfair practices of insurance companies that try to get away with denying claims unjustly and stalling and delaying payments to the point where it creates a financial hardship for the policyholder.
What are some of the residential insurance companies that serve Kentucky?
There are several companies that offer residential insurance policies in Kentucky, including:
- Kentucky Farm Bureau Mutual Insurance
- Old Kentucky Insurance
- Central Insurance Companies
- Liberty Mutual
- State Farm