Tennessee Insurance Dispute Lawyers for When a Hurricane Strikes
Holding insurance companies accountable on behalf of policyholders throughout the Southeast and Midwest
Hurricanes are tropical cyclones measured by extremely high winds, which are usually accompanied by intense rains, lightning and thunder. The hurricane season generally runs between the first day of June and the last day of November. When they strike, they can completely destroy homes, buildings, and anything in their paths. In many cases, residents are required to vacate their homes and properties to avoid the dangers.
The experienced Tennessee-based hurricane insurance lawyers at McWherter Scott & Bobbitt understand what steps need to be taken immediately after the hurricane. We inspect the damage, determine what can be saved and what needs to be rebuilt, how your possessions should be replaced, and how your business can function until the rebuilding is complete. We understand how devastating Hurricanes Bill, Lee, Fay, Cindy, Katrina, Arlene, and Barry were in the past. We’re ready to help you whenever a new hurricane strikes the Southeast and Midwest.
Which insurance policies cover your damages?
When hurricanes strike, there are different polices for different types of damage.
- Property owner’s insurance. In general, any damage to the structures, property, and contents should be covered by your home or property owner’s policy.
- Flood insurance. Damage due to flooding is covered by your flood insurance policy. Often, there is a fine line between assigning water and other related damages to the hurricane or to the accompanying flooding.
- Business interruption insurance. Damage to your business income because you lose revenue and rent while having to pay fixed expenses, and payroll costs.
Other policies that may provide coverage include umbrella policies, excess coverage policies, comprehensive vehicle insurance policies, and other relevant insurance policies.