Tennessee Vandalism Insurance Lawyers
Skilled counsel for policyholders throughout the Midwest and Southeast whose property has been vandalized
Many of the issues involved with vandalism claims are similar to theft claims. Somebody violated your security or violated your trust. The value of the damage needs to be determined. The people who committed these offenses need to be caught.
At McWherter Scott & Bobbitt, we understand how traumatic it is just to think someone would purposely try to destroy your home, your business, and your possessions. We work with law enforcement to provide the information they need to help capture the person/people who committed these terrible wrongs. We work with your insurance company to determine what parts of your property and which possession can be repaired and which ones need to be replaced. We also work with contractors to analyze if parts of your home need to be rebuilt and with appraisers to determine the value of your property damage.
What types of vandalism are there?
Vandalism can range from minor pranks to serious destruction of your property and possessions. They can include:
- Destroying landscaping
- Breaking windows and doors
- Spray painting
- Arson (although this may be covered under the fire protection of your policy, depending on your policy language)
Vandalism repairs can require removing graffiti, getting rid of noxious odors, disinfecting your property, repairing the items that can be fixed, installing new windows, carpets, and doors, and other repairs depending on the scope of the damage. If the damage is complete such as the destruction of a building by arson, it may be necessary to rebuild your home or business from scratch. Many parts of your home, business, or organization (including the contents) will need to be replaced. If your computer equipment is destroyed, it will likely need to be replaced too.