What Duty am I Owed by My Insurance Agent?

You know, listen, we all love our insurance agents; but the truth is they make mistakes, and sometimes those mistakes can cause problems on a claim that perhaps you’ve been paying premiums on for years. An insurance agent should help you obtain sufficient coverage. They should be sure to explain exclusions that may apply to your claim. They should be sure that the time frame of your coverage is what you need to cover the type of loss, or type of risk that you may have. And then certainly, if they’re going to assist you in filling out an application, or asking you questions that they can fill out your application, they’ve got to be sure that they do that very thoroughly, and put in all of the accurate and correct information; otherwise a policy holder could have a claim denied for failure on the front end of the process.

If your insurance claim has been denied, McWherter Scott & Bobbitt can protect your rights. We help policyholders throughout Tennessee who have been denied a claim because of an act of agent negligence. To work with a Tennessee insurance dispute attorney like Jonathan Bobbitt, please call 731-664-1340, or fill out our contact form. We maintain offices in Nashville, Chattanooga, Memphis, Jackson and Knoxville.