PROPERTY DAMAGE APPRAISALS IN TENNESSEE

IF YOU HAVE A DISPUTE WITH YOUR INSURANCE COMPANY CONCERNING THE AMOUNT OF A LOSS, CONSIDER THE APPRAISAL CLAUSE IN YOUR PROPERTY INSURANCE POLICY If your property has sustained a loss from a storm, fire, or other covered peril and there is a dispute as to the amount of that loss between you and the…

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ADVICE TO POLICYHOLDERS FOLLOWING STORM DAMAGE TO PROPERTY

Our Firm’s thoughts and prayers are with the victims of the massive tornadoes that recently struck Tennessee. With the loss of not only property, but most importantly life, this is a tragic event for our state. If you were impacted by this catastrophic storm, we don’t have to tell you what a stressful and challenging…

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Overwhelmed by Hail Damage? We Can Help

The past few weeks have not been easy for Tennesseans. In fact, for many citizens, it’s been downright terrible. From the coronavirus pandemic shutting down most of the country, to vicious hailstorms and damaging tornadoes, our area is suffering and many have experienced both personal and property loss. Here at McWherter Scott & Bobbitt, we…

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WHAT IS BUSINESS INTERRUPTION COVERAGE?

Owning and operating a business is challenging, even under the best of circumstances. Meeting the demands of customers, investors, employees, vendors and so forth are a daily hurdle that we must all clear to be successful in our chosen endeavor. But, throw in a disaster such as a fire, tornado, hailstorm or yes, even a…

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Can Selling a Property Affect Your Insurance Claim?

Residential and commercial real estate sales occur on a daily basis. Usually, the title transfer of a sale occurs without much fanfare, regardless of whether the transaction involves a residential home or business real estate. The same is true when it comes to transferring insurance from the seller to the buyer. Up to the closing…

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How Insurance Policy Exclusions Affect Insureds

Insurance policy exclusions can dramatically affect insureds who think that they are protected completely when dealing with fire, storm, wind, hail, theft or other issues with their property. An insurance battle stemming from Hurricane Harvey in Texas was recently settled out of court for an undisclosed amount. The plaintiff, a woman who owns multiple commercial…

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