Hail Tornadoes COVID-19 – Overwhelmed We Can Help

The past few weeks have not been easy for Tennesseans. In fact, for many citizens, it’s been downright terrible. From the coronavirus pandemic shutting down most of the country, to vicious hailstorms and damaging tornadoes, our area is suffering and many have experienced both personal and property loss. Here at McWherter Scott & Bobbitt, we…

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Owning and operating a business is challenging, even under the best of circumstances. Meeting the demands of customers, investors, employees, vendors and so forth are a daily hurdle that we must all clear to be successful in our chosen endeavor. But, throw in a disaster such as a fire, tornado, hailstorm or yes, even a…

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Residential and commercial real estate sales occur on a daily basis. Usually, the title transfer of a sale occurs without much fanfare, regardless of whether the transaction involves a residential home or business real estate. The same is true when it comes to transferring insurance from the seller to the buyer. Up to the closing…

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How Insurance Policy Exclusions Affect Insureds

Insurance policy exclusions can dramatically affect insureds who think that they are protected completely when dealing with fire, storm, wind, hail, theft or other issues with their property. An insurance battle stemming from Hurricane Harvey in Texas was recently settled out of court for an undisclosed amount. The plaintiff, a woman who owns multiple commercial…

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What Does a Claims Adjuster Do

The claims adjuster is an important cog in the insurance machine. This person is responsible for coverage determination, investigation /evaluation of the claim and damage, and ultimately determining how much of a financial obligation the insurance carrier has and will pay on your claim. Understanding what it is a claims adjuster does can make it…

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Tennessee Policyholders Bill of Rights

When you purchase an insurance policy, you’re ensuing that, in the event of a loss, there is a way for you to put your property back in pre-loss condition. Did you know that most states have a “Bill of Rights” for property owners which sets forth some basic rights to which a policyholder is entitled…

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Why You Need a Lawyer to Handle an Insurance Dispute

The protection you purchase with your insurance policy is supposed to be there when you need to access it for yourself or your loved ones. However, too often insurance companies fail to live up to their promises when accidents, storms, tragedy or disaster hits. A claim denial or delay can keep you from accessing the…

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