Chattanooga Area Tornado and Storm Relief Resources

The damaging tornadoes and high winds that tore through our area Easter weekend were terrifying and deadly. Dozens of people were hospitalized, hundreds of buildings damaged, and several of our citizens were killed. As always, Tennesseans are ready to step up and help their neighbors in times of crisis. Our office has put together a…

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Hail Tornadoes COVID-19 – Overwhelmed We Can Help

The past few weeks have not been easy for Tennesseans. In fact, for many citizens, it’s been downright terrible. From the coronavirus pandemic shutting down most of the country, to vicious hailstorms and damaging tornadoes, our area is suffering and many have experienced both personal and property loss. Here at McWherter Scott & Bobbitt, we…

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When disaster strikes your home, business, or other property, the steps that you must take can seem overwhelming as you try to figure out how to rebuild and start again. Most people feel lost in the process, especially when it comes to filing an insurance claim. Below are 5 simple tips that will help any…

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4 Factors That Could Affect Your Storm Damage Claim

The recent tornados in Tennessee caused extensive damage throughout Middle Tennessee. Since March 3, 2020, adjusters have flooded Davidson, Dickson, Putnam, Smith and Wilson Counties, as policyholders start filing claims for their losses. There is no doubt that there will be much work to do to help families and businesses get up and running again,…

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Can You Negotiate an Arbitration Clause

An arbitration agreement or clause is a part of a contract in which parties agree that certain types of disputes may be handled through arbitration instead of litigation. If you sign a binding arbitration agreement, you relinquish your rights to pursue a remedy in court. But what if you are unhappy with the arbitration clause…

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Reservation of Rights Letters

You have obtained liability insurance as a responsible property owner. In addition, you have paid your insurance premiums on time. Holding up your end of the bargain, you certainly have a right to expect your insurance company to be there for you if you become the object of a liability claim or suit. However, what…

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Using the Policys Definitions to Your Advantage

The average person doesn’t always read his or her insurance policy, except in one or two instances – when it becomes necessary to file a claim or when an insurance claim is denied by the insurer. We understand why: these contracts are often filled with dense legal jargon, and reading them can seem like an…

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Residential and commercial real estate sales occur on a daily basis. Usually, the title transfer of a sale occurs without much fanfare, regardless of whether the transaction involves a residential home or business real estate. The same is true when it comes to transferring insurance from the seller to the buyer. Up to the closing…

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