Posts by Clint Scott
Examples of Bad Faith Insurance Negotiations in Tennessee
Insurance companies have a duty to negotiate in good faith. This duty extends to homeowners, auto owners, business owners, and anyone who has a right to expect payment from their insurance company when an accident or catastrophe strikes. When someone demands payment from their carrier, it is known as a first-party claim. When an individual…
Read MoreWhat Does Homeowners’ Insurance Cover?
You buy homeowners’ insurance for the same reason you buy any kind of insurance policy: to protect you in the event of a misfortune of some kind. While there is no such thing as a “one size fits all” insurance policy, homeowners’ usually covers the following: Structural damage. First and foremost, your policy covers physical…
Read MoreTypes of Insurance Coverage in Your Policy
Under a homeowner’s policy, there are multiple types of coverage that the policy provides. First is structure coverage; so, that is going to cover the home, for example, in a fire loss. Other structure coverage would be a detached garage that may also be damaged. There’s often debris removal coverage; coverage for trees, shrubs, etc.…
Read MoreMerry Christmas! The House Is on Fire
The holiday season is upon us, which means some of you are going to have a lot of people running around your houses pretty soon. Big parties and holiday dinners are fun, but they can also lead to property damage. The most likely culprit? A house fire – but slippery walkways and anxious pets can…
Read MoreHow Can Gilbert McWherter Scott Bobbitt PLC Assist You with Your Contents Claim?
McWherter Scott & Bobbitt can help an insured or policyholder when an issue arises on contents coverage, whether that issues arises before a lawsuit’s filed or after a lawsuit’s filed. And the way we can assist is helping gather the information, getting in touch with and hiring the proper people to assist in sifting the…
Read MoreWhy Preparing for an Examination Under Oath (EUO) is Critical?
Preparing for an Examination Under Oath is probably the most important process, other than simply showing up. The lawyers that are hired have taken thousands and thousands of Examinations Under Oath over the years. They know what they’re looking for. They know what they’re asking – to create issues, so that your claim can potentially…
Read MoreWant a Purple House? Better Ask the HOA, Lest You Lose Your Insurance
We recently ran across a news story out of Denver about a dispute between a homeowner and her homeowners’ association (HOA), over a particularly bright green paint. At the very end of the piece, the writer mentions that “the clock is ticking for [the homeowner] … who is in danger of losing her homeowner’s insurance.…
Read MoreWhen Do You Really Need an Attorney for Your Insurance Claim Dispute?
The whole point of homeowners’ insurance is to protect you in the event of damage to your home. Whether there was a fire, or a flood, or wind damage, etc. – you call your agent, he or she helps you make a claim, and then you get paid out so you can fix your home.…
Read MoreLearning Lessons from Zenefits
In 2013, a small company called Zenefits opened offices in New York and California. Over the past three years, it spread throughout the country. Zenefits, according to its own website, “integrates all of [a company’s] HR functions into an easy-to-use online dashboard;” in layman’s terms, the company sells cloud-based software that helps small to medium…
Read MoreAre You Covered for That Commercial Building You Just Purchased?
Commercial property is, by and large, pretty expensive. For many small business owners, buying a piece of property that hasn’t budged on the market for a while can look like a good bargain, since you are more likely to negotiate a better selling price. All of that is well and good, until a pipe springs…
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