Posts by Clint Scott
How Can GRMB Help You with an Examination Under Oath (EUO)?
McWherter Scott & Bobbitt can help any policyholder insured – whether it’s a personal property claim, whether it’s a structure homeowner’s claim, or a commercial claim – prepare for the Examination Under Oath by assisting and gathering the documents, getting the Examination Under Oath scheduled at a time and a date that works for the…
Read MoreJudge Rules that Failure to Provide Notice to Insurers of Bank Means No Coverage
If you ever wanted to see an illustration of the how the vagaries of insurance terminology can be used against even large companies, look no further than a recent ruling against First Tennessee Bank. In order to understand why that ruling matters to policyholders, we need to look at the original case against the bank.…
Read MoreWhat Is an Examination Under Oath?
An examination under oath, or an EUO, is something that an insurance policy gives the insurance carrier the right to do. It gives them the ability to investigate your claim, where they’re going to sit down, most likely with a lawyer. That lawyer for the insurance company’s going to ask a series of questions to…
Read MoreIssues that Arise with Contents Coverage
Contents coverage brings with it several issues that seem to arise. Number one is the inventory. The insurance company will inevitably ask the insurer to write out what they have and what they had at the time of the loss, and place a value on it and approximate the age. Oftentimes, the insurance company doesn’t…
Read MoreWater Damage and Tennessee Insurance Claims
Water damage is a leading cause of property damage claims, right behind fire damage. It can be caused by a burst pipe, a sprinkler systems malfunction, a tree limb that crashes through a window in a storm, water overflow from a neighbor’s property, and so on. The cost to repair the damage can be steep,…
Read MoreExamples of Bad Faith Insurance Negotiations in Tennessee
Insurance companies have a duty to negotiate in good faith. This duty extends to homeowners, auto owners, business owners, and anyone who has a right to expect payment from their insurance company when an accident or catastrophe strikes. When someone demands payment from their carrier, it is known as a first-party claim. When an individual…
Read MoreWhat Does Homeowners’ Insurance Cover?
You buy homeowners’ insurance for the same reason you buy any kind of insurance policy: to protect you in the event of a misfortune of some kind. While there is no such thing as a “one size fits all” insurance policy, homeowners’ usually covers the following: Structural damage. First and foremost, your policy covers physical…
Read MoreTypes of Insurance Coverage in Your Policy
Under a homeowner’s policy, there are multiple types of coverage that the policy provides. First is structure coverage; so, that is going to cover the home, for example, in a fire loss. Other structure coverage would be a detached garage that may also be damaged. There’s often debris removal coverage; coverage for trees, shrubs, etc.…
Read MoreMerry Christmas! The House Is on Fire
The holiday season is upon us, which means some of you are going to have a lot of people running around your houses pretty soon. Big parties and holiday dinners are fun, but they can also lead to property damage. The most likely culprit? A house fire – but slippery walkways and anxious pets can…
Read MoreHow Can Gilbert McWherter Scott Bobbitt PLC Assist You with Your Contents Claim?
McWherter Scott & Bobbitt can help an insured or policyholder when an issue arises on contents coverage, whether that issues arises before a lawsuit’s filed or after a lawsuit’s filed. And the way we can assist is helping gather the information, getting in touch with and hiring the proper people to assist in sifting the…
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