Posts by Clint Scott

Tennessee has a lot of condominiums. When condo owners suffer losses, they sometimes face challenges that single-family homeowners don’t. The insurance company may deny the claim based on exclusions, or lowball the claim based on the type of damage done. Your personal condominium insurance policy, known as an HO-6 policy, will most often cover losses…

Residential and commercial builders are now using drones to perform aerial views of properties, enabling them to use the recorded images and data for more efficient and accurate construction activities. Drone videography and photography services are also used by real estate agents and property developers to market listings and prospect for land development opportunities, respectively.…

In a notice filed with a Texas federal court on October 17, Lloyd’s of London underwriters and the International Insurance Co. of Hannover SE told a Texas federal court that the owner of a condominium complex must arbitrate a $1 million dispute over a denied insurance claim. The Winfield IT Condominium Association filed a lawsuit…

U.S. District Judge Sue E. Myerscough, of the Central District of Illinois, granted summary judgment to West Bend Mutual Insurance Co., ruling that the company was not responsible for the nearly $1 million in repairs to a Hampton Inn that sustained water damage. The lawsuit was filed two years ago by the hotel owners, who…

On July 13, the Sixth Circuit reversed a lower court’s decision and ruled that Travelers insurance company must cover the losses incurred by a tool manufacturer, after they lost more than $800,000 to theft. In a unanimous opinion, a panel of the appellate court flipped U.S. District Judge John Corbett O’Meara’s decision, and ruled that…

On July 17, a Texas appellate court partially revived a lawsuit between Kenyon International Emergency Services Inc. and Starr Indemnity and Liability Company. Although a trial court judge granted an early victory to Starr in May of 2017, the appellate panel overruled that decision, stating there’s a factual issue as to whether Starr must cover…

On March 16, 2018, an Illinois federal judge ruled that an “earth movement” exclusion in a commercial building’s insurance policy allowed Acuity Mutual Insurance Company to avoid paying the repair costs for damages to its Insureds’ building. What was this insurance case about? Back in August 2013, SSV and Temperature Service performed excavation around their…

A Pennsylvania federal judge ruled on March 9, 2018 that Cincinnati Insurance Company didn’t have to pay out more than $100,000 to its policyholder Wescott Electric Co. regarding a multi-million-dollar theft. U.S. District Judge Gene Pratter pointed out that Wescott should have been aware of the discontinuation of grace periods for claims reporting in their…

California suffered the most devastating series of wildfires in its history during 2017. The losses are sobering in terms of human life and property loss. Regarding the latter, home and business owners who have incurred losses may be up for some challenges when it comes to obtaining a satisfactory insurance claim result. As of mid-December,…