How Can Brandon Help?

Most of the claims that we handle involve disputes about how much is owed. Sometimes it’s if you’re owed anything at all, but most of the time it’s a dispute about how much. And so what we do here at McWherter Scott & Bobbitt, is we have assembled a team of experts from all over…

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Document Production for an Examination Under Oath (EUO)

The documentation related to an examination under oath is going to be set out in the letter from the insurance company’s attorney, on what they want you to bring. That information can go as far as bank records, credit card statements, cell phone records, utility bills, tax returns. The first thing that an insured says…

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Is a Lawsuit My Only Option?

There are options other than filing a lawsuit. Oftentimes, when we get involved in a claim, we will present the claim, negotiate with the adjuster, negotiate with the opposing attorney, and try to get something worked out that’s satisfactory to the client before we even file a lawsuit. Sometimes we can avoid a lawsuit by…

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A Quick Note About Flood Insurance in Tennessee

As the recent damage from Hurricanes Harvey and Irma show, the areas where homes can be flooded is expanding. Many home insurance property policies protect your contents if a fire or theft occurs, but homeowner policies do not normally cover your contents, cleanup costs, and repair or replacement costs if a flood damages your property.…

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Recovery of General Contractor’s Overhead and Profit

One item of particular interest to contractors is the inclusion of overhead and profit in insurers’ payment of insurance losses. In Tennessee and in many other states, the general standard is that insurance companies must include overhead and profit in their calculation of the amount of loss when the job is of a type that…

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Policyholders and Contractors: Overhead & Profit

Overhead and profit is an issue that comes up quite often in the claims process. The question is this: Am I entitled to get overhead and profit for my project? Not always, but if you are reasonably likely to hire a general contractor to perform the work of your project, then you’re entitled to overhead…

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What Are Insurance Examinations Under Oath?

An examination under oath is a formal proceeding that insurance companies use to investigate an insured’s claim. The insured should review any request for an examination under oath (EUO) with an experienced Tennessee insurance lawyer, because the insurance company will often try to use the EUO to deny a claim, reduce the amount that should…

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Singular Focus on Representing Policyholders

All I do are insurance claims. I work for the policyholder: for the person who suffered a loss, who’s not being paid enough, who’s not being paid at all, whose claim has not been denied. That’s all we do. We handle property claims primarily: homeowners, commercial, industrial, churches, non-profits – the whole gamut. From the…

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How Can GRMB Help You with an Examination Under Oath (EUO)?

McWherter Scott & Bobbitt can help any policyholder insured – whether it’s a personal property claim, whether it’s a structure homeowner’s claim, or a commercial claim – prepare for the Examination Under Oath by assisting and gathering the documents, getting the Examination Under Oath scheduled at a time and a date that works for the…

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