Reasons to Use a Commercial Property Appraiser
Utilizing the services of an experienced local appraiser is very important when you are purchasing commercial real estate. An appraiser’s job is to perform a market analysis on the property to arrive at its appraised value. This appraisal value reflects the property’s condition and the current market – all of which can help you make…
Read MoreThe 2017 California Devastation and the Insurance Claim Fight
California suffered the most devastating series of wildfires in its history during 2017. The losses are sobering in terms of human life and property loss. Regarding the latter, home and business owners who have incurred losses may be up for some challenges when it comes to obtaining a satisfactory insurance claim result. As of mid-December,…
Read MoreFire Insurance Claims – What to Do Before and After Your Loss
In order to ensure you are adequately protected in the wake of significant fire damage to your home or property, it is essential first and foremost to buy and maintain property insurance. Make sure that your policy provides protection for your various assets and that the coverage amounts are sufficient. Secondly, be sure to keep…
Read MoreWhat Do I Do if My Claim Has Been Denied?
If your claim has been denied, the first thing you need to do is talk to a lawyer. Call us. We’d be happy to take a look at it. Your claim can be denied for a variety of reasons, and there’s no way to know if the reason that’s been given is a legal one,…
Read MoreWhy You Have to Give an Examination Under Oath (EUO)
Insureds, or policyholders, get letters generally from an insurance company requesting that an examination under oath be taken. An insured has to appear for the examination under oath. There’s a cooperation clause contained within almost every policy of insurance that requires an insured, as part of his obligations under the policy, to cooperate in the…
Read MoreHow Important Is My Insurance Application?
You know, one of the scary things about being a policy holder, and knowing that that insurance claim, is out there is that sometimes an insurance claim can be doomed before you ever even make it. And we see that over and over again with insurance companies denying claims or causing claim questions because of…
Read MoreWhat Are Your Fees?
One of the most common questions that we get is, “How do you charge for your time?” And that’s a fair question. If I was a consumer, I would want to know that too. We charge based on contingency fee, so we get a percentage of whatever we get for you. Sometimes it’s low, sometimes…
Read MoreWhat Is Contents Coverage?
Contents coverage is found in both homeowners’ policies and commercial policies. In a commercial policy it’d be called business personal property. In a homeowner’s, claim we would simply call it contents or personal property. That is the items that the insured owns, that are not attached to the real estate, for which there’s a separate…
Read MoreHelp when Hotels Deny Liability for Damaged Property
When you visit a hotel, you probably expect to leave with the property you brought along with you. From valuable jewelry to expensive electronics, a hotel guest may have thousands of dollars in property during an average stay. When these items become damaged due to the negligence of the hotel, it can be extremely challenging…
Read MoreWhat is Contents Insurance Coverage?
Contents coverage, also known as personal property coverage, is insurance for damage or loss to property within a home, apartment, condominium, office, or any building. If property is damaged due to fire, theft, or other causes, the policyholder is entitled to be paid for the amount of the damage to the property – provided the…
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