Tennessee Policyholders Bill of Rights

When you purchase an insurance policy, you’re ensuing that, in the event of a loss, there is a way for you to put your property back in pre-loss condition. Did you know that most states have a “Bill of Rights” for property owners which sets forth some basic rights to which a policyholder is entitled…

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Condo Insurance Dispute Must Be Arbitrated, Insurer Tells Court

In a notice filed with a Texas federal court on October 17, Lloyd’s of London underwriters and the International Insurance Co. of Hannover SE told a Texas federal court that the owner of a condominium complex must arbitrate a $1 million dispute over a denied insurance claim. The Winfield IT Condominium Association filed a lawsuit…

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Why You Need a Lawyer to Handle an Insurance Dispute

The protection you purchase with your insurance policy is supposed to be there when you need to access it for yourself or your loved ones. However, too often insurance companies fail to live up to their promises when accidents, storms, tragedy or disaster hits. A claim denial or delay can keep you from accessing the…

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Circuit Court Rules Travelers Must Cover Email Fraud Loss

On July 13, the Sixth Circuit reversed a lower court’s decision and ruled that Travelers insurance company must cover the losses incurred by a tool manufacturer, after they lost more than $800,000 to theft. In a unanimous opinion, a panel of the appellate court flipped U.S. District Judge John Corbett O’Meara’s decision, and ruled that…

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Appellate Court Revives Plane Crash Lawsuit

On July 17, a Texas appellate court partially revived a lawsuit between Kenyon International Emergency Services Inc. and Starr Indemnity and Liability Company. Although a trial court judge granted an early victory to Starr in May of 2017, the appellate panel overruled that decision, stating there’s a factual issue as to whether Starr must cover…

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Federal Judge Holds Up “Earth Movement” Insurance Policy Exclusion

On March 16, 2018, an Illinois federal judge ruled that an “earth movement” exclusion in a commercial building’s insurance policy allowed Acuity Mutual Insurance Company to avoid paying the repair costs for damages to its Insureds’ building. What was this insurance case about? Back in August 2013, SSV and Temperature Service performed excavation around their…

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Judge Sides with Insurance Company in Dispute Over Grace Period

A Pennsylvania federal judge ruled on March 9, 2018 that Cincinnati Insurance Company didn’t have to pay out more than $100,000 to its policyholder Wescott Electric Co. regarding a multi-million-dollar theft. U.S. District Judge Gene Pratter pointed out that Wescott should have been aware of the discontinuation of grace periods for claims reporting in their…

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Key Insurance Decisions to Keep an Eye on This Spring

Over the next few months, insurance experts and policyholders should pay attention to some key decisions expected by the courts. Several rulings set to come out over the next few months include decisions on insurance bad faith, coverage for data breaches, interpretation of computer fraud provisions, and settling a dispute over covering asbestos-related injuries. Some…

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