Was Hotel Damage from Hurricane? Insurer Says No
MS Amlin insurance company sued the policyholders of a Florida hotel, stating that Hurricane Irma did not cause the more than $1 million in damages claimed. Instead, they argued that the majority of the building’s issues already existed before the September 2017 storm, and were mostly the result of shoddy construction work. The lawsuit The…
Read MoreTypes of Insurance Property Management Companies Need
Claims and lawsuits against property managers are a common occurrence. As the owner of a property management company, failing to have the proper insurance protection in place can leave you and your business exposed to unnecessary financial risk. As well, your clients are relying on you to carry the proper insurance to protect their assets.…
Read MoreIssues Involving the Use of Drones in Reconstruction Activity
Residential and commercial builders are now using drones to perform aerial views of properties, enabling them to use the recorded images and data for more efficient and accurate construction activities. Drone videography and photography services are also used by real estate agents and property developers to market listings and prospect for land development opportunities, respectively.…
Read MoreDenied Rightful Benefits? Check These Water-Based Insurance “Loopholes”
Being a homeowner isn’t always easy. There’s so much that goes into owning a home, including having an insurance policy that protects you from various dangers. But, does your insurance policy actually protect you? Many insurance policies have different riders that wind up costing the homeowners more than just their premium when damage is done…
Read MoreHow Misrepresentation Can Void Your Insurance Policy – A Must-Read
A court decision in Tennessee regarding a homeowners’ insurance policy recently caught our eye. We thought it was a great opportunity to talk about the concept of misrepresentation and fraud. In the case of Conley v Tennessee Farmers, Dolores Conley brought suit against her homeowners insurance company, requesting they pay her claim for damages after…
Read MoreClass Action Suit Against Travelers Alleges Deceptive Insurance Practice on Rot Coverage
A class-action lawsuit filed recently in Philadelphia state court claims that Travelers is selling rot insurance to homeowners while concealing the actual terms of the proposed coverage. According to the lawsuit, Travelers Home and Marine Insurance Co. allegedly markets and sells add-on homeowners’ insurance to consumers that is supposed to provide coverage for rot and…
Read MoreHome-Based Business and Business Interruption
More and more people are working from home these days, whether it’s full-time for a brick-and-mortar company, as telecommuters, or as independent business owners. Because of the increase in work-at-home employees, it’s important to look at how insurance policies protect your home-based business property in the event of damage. 2018 was filled with horrific catastrophes…
Read MoreHow Do Insurance Dispute Attorneys Help Policyholders in Bad Faith Claims?
Insurance disputes can arise out of even the most minor of issues between policyholders and insurance carriers. These disputes can involve just about anything under the sun, including bad faith claims. So, what does an insurance dispute attorney do for a policyholder in a bad faith claim? Common bad faith claim issues Insurance companies are…
Read MoreTennessee Policyholders Bill of Rights
When you purchase an insurance policy, you’re ensuing that, in the event of a loss, there is a way for you to put your property back in pre-loss condition. Did you know that most states have a “Bill of Rights” for property owners which sets forth some basic rights to which a policyholder is entitled…
Read MoreCondo Insurance Dispute Must Be Arbitrated, Insurer Tells Court
In a notice filed with a Texas federal court on October 17, Lloyd’s of London underwriters and the International Insurance Co. of Hannover SE told a Texas federal court that the owner of a condominium complex must arbitrate a $1 million dispute over a denied insurance claim. The Winfield IT Condominium Association filed a lawsuit…
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