Memphis Storm Damage Insurance Dispute Lawyers
Strong advocacy when storms destroy homes, commercial buildings, landscaping, and personal property
Storms can cause expensive damage to homes, commercial buildings, landscaping, and possessions. The rain and wind from storms can damage roofs, sidings, windows, foundations, and interiors. Storms can damage the property’s plumbing, electrical wires, and cables. They can also damage personal property and landscaping. At McWherter Scott & Bobbitt, we’ve helped insurance policyholders obtain more than $250 million in recoveries. Our Memphis storm damage claim lawyers help secure temporary advances for emergency needs, such as moving, and permanent damage compensation to repair or rebuild all parts of the policyholder’s property.
We’ve helped numerous policyholders obtain strong recoveries, including the following storm damage recoveries:
- $3,300,000+. We obtained this arbitration trial recovery for windstorm damage to two apartment complexes.
- $1,100,000+. MSB helped a condominium owners association obtain an “additional insurance proceeds recovery” for storm damage to its buildings.
- $1,050,000+. We obtained this additional recovery for a church that claimed payment for windstorm damage due to the terms of its insurance coverage. In five cases, we obtained the following increases (by percentage): 3,191%, 340%, 592%, 32%, 80%.
- $947,248+. Our insurance dispute lawyers obtained this amount for windstorm damage to the roof of our insured’s manufacturing facility. The jury awarded $757,798.78 in compensatory damages against State Auto, plus $189,449.70 in a bad faith penalty.
What is “storm” damage?
“Storms” are generally weather events that include rain and wind due to clouds. Storms include thunderstorms, hurricanes, tornadoes, and hailstorms. The term “storm” can also include a dust storm.
Except for flood damage, which requires separate flood insurance, and any other specific exceptions, your homeowner’s or commercial property damage should cover storm damage due to the following:
- Rain
- Wind
- Snow
- Hail
- Fire
- Sleet
- Lightning
Our Memphis storm damage lawyers will explain if your storm damage is covered by any of your insurance policies. We can help when your storm damage claims also include a fire, hurricane, wind damage, tornado claim, or any other related claim.
How dangerous are storms in Tennessee?
Storms can cause extensive property damage. At McWherter Scott & Bobbitt, we file claims when storms cause the following damage:
- Roof damage. Storms can cause shingles to crack, puncture, or deteriorate. This damage can cause water to drain through and cause heating and cooling issues.
- Siding damage. Storms can damage the siding of homes and business structures.
- Window damage. Winds, rain, and flying debris can shatter glass and window panes or cause projectiles to leave holes in your windows.
- Tree and landscaping damage. Storms can cause trees to bend, fall, or fail to produce leaves. Storms in Memphis can also cause trees to fall onto your home, cars, sheds, or other property. Fallen trees can damage power lines. Storms can damage gardens and other vegetation.
- Water damage. Storms bring rain and wind, which can cause water damage, mold, mildew, and water supply contamination.
- Damage to the contents of your home or business. We demand compensation for the damage to appliances, furniture, carpets, paintings, computer equipment, and any of your personal possessions. If you have commercial property insurance, we also seek payment for any damage to your equipment, machines, tools, office contents, and inventory. At McWherter Scott & Bobbitt, we also handle business interruption claims if storm damage prevents you from fully running your business.
How do you help storm damage victims in Memphis?
Our Memphis storm damage lawyers provide immediate help so you can obtain immediate temporary moving and emergency funds. We work to obtain all the damage compensation you paid for when you paid your insurance premiums.
Some of the insurance issues we handle include:
- Formally notifying your insurance carrier(s) of your claim and filing your claim.
- Obtaining advances. Our Memphis storm insurance dispute lawyers will work to obtain funds:
- To secure your property, such as boarding up your property, removing excess water, and taking other precautions.
- To enable you to move if it’s unsafe or not possible to stay until the damage work is completed.
- Determining the damage. We recommend that property owners take pictures and videos of the damage as soon as it’s safe to do so after any storm. We work with a full range of property contractors (such as roofers, siding experts, window replacement professionals, water damage experts, and others) to:
- Identify the visible and hidden damage.
- Assess whether repairs are practical (or you should rebuild or replace the damage).
- Decide what materials should be used.
- Determine the timeline for repair.
- Estimate the cost of the repair.
- Contesting any efforts by your insurance company to deny your claim (such as arguing that the damage isn’t covered due to an exclusion) or limit your claim (such as by arguing that their contractors think the work can be done for less money than you’re seeking).
At McWherter Scott & Bobbitt, we work to obtain all the damage proceeds you deserve (because you paid your premiums) in a timely manner – and in a way that restores your property to its pre-storm condition.
We negotiate insurance settlements and argue insurance claims in court if the insurance companies fail to make a reasonable and fair settlement offer.
Do you have a Memphis storm damage lawyer near me?
McWherter Scott & Bobbitt meets clients at our Memphis office located at 6000 Poplar Avenue, Suite 250. We regularly speak with hurricane damage victims by phone and through online video, in addition to office visits. Victims often have numerous questions about what they need to do and what emergency funds they can receive.
Contact our Memphis storm insurance claim attorneys today
At McWherter Scott & Bobbitt, we help families restart their lives and businesses restart their companies after a storm damages any type of residential or commercial property. We work quickly to obtain the temporary funds you need to relocate, the funds you need to repair or rebuild the damaged property, and the money you need to buy a new home or business location if you need to move permanently. We work with appraisers if the replacement of your real or personal property is necessary.
To obtain the insurance proceeds you paid for, please call us or complete our contact form to schedule a consultation.
We also represent policyholders throughout Tennessee and in Mississippi, Kentucky, Alabama, Georgia, Missouri, and Arkansas.