Mississippi Wind Damage Lawyers

Tupelo, Mississippi Lawyers for Wind Damage Insurance Disputes

When high winds damage roofs, windows, and other property, we’re ready to help you get the insurance proceeds you need to recover

There’s nothing like a cool breeze on a hot summer day. There’s also nothing like extremely strong winds that can flip cars, cause trees to fall, damage power lines, and rip through your home. Mild winds are enjoyable. Extreme winds often require extensive repairs. Extreme winds can cause direct damage to the objects that winds move, and secondary damage when flying and falling objects break windows and tear off roof shingles.

At McWherter Scott & Bobbitt, we have been fighting for homeowners, condominium owners, and other business owners since 2013. We’ve obtained more than $250 million in recovery for the policyholders we represent. We can help show that your insurance policy covers wind damage, obtain temporary advances where available, and recover the compensation you need (that you paid for with your premiums) to restore your property.

Significant wind damage recoveries

Some of our successful settlements and verdicts in wind damage cases include the following:

  • $3.3+ Million. We helped two apartment complexes obtain this arbitration award for windstorm damage. Their insurance company had denied the claim. The arbitration trial took four days.
  • $1,600,000+ . We helped a condominium association obtain this amount (from QBE Ins. Co) for a wind and hail damage claim. We obtained $1,785,000, after QBE had only offered $150,000.
  • Substantial increases. We obtained increases in windstorm damage claims against QBE Ins. Co. and Community Association Underwriters. Our recoveries included the following increases:
    • $175,483 compared to the initial offer of $5,483
    • $226,369 compared to the initial offer of $51,369
    • $292,529 compared to the initial offer of $42,231
    • $644,997 compared to the initial offer of $484,997
    • $1,339,999 compared to the initial offer of $742,913
  • $947,248+. We obtained this amount for a manufacturing facility that suffered damage due to a windstorm. The jury awarded more than $757,000 in compensatory damages and nearly $190,000 in bad faith damages.
  • $750,000. We helped a church obtain this increase from the insurance company’s original payment for a church that suffered hail and wind damage.

Areas of Focus

How can we help?

What insurance policies cover wind damage in Tupelo?

Homeowner’s insurance and commercial property insurance often cover wind damage (but coverage, exclusions, and deductibles vary by policy and location). After reviewing your insurance policy, we can explain if any exceptions apply.

What should I do after a windstorm damages my property?

At McWherter Scott & Bobbitt, we work with utility companies, electricians, building code officials, and others to help policyholders understand the steps they should take when winds damage homes and commercial property. Some of these steps include the following:

  • Review utility safety steps. These include safely turning off electricity, natural gas, and other energy services. Energy leaks are very dangerous. Improperly secured energy services can cause fires, explosions, and electrocution.
  • Board or secure open windows. This step is necessary to prevent rainwater from causing water and mold damage in your home or business.
  • Clean up your property. Wind damage can cause broken glass, loose nails, and many other types of sharp or dangerous debris.
  • Inspect the property for dangers. Generally, we recommend that you use professional wind damage professionals to inspect your property for immediate dangers. Our Tupelo windstorm lawyers help policyholders obtain temporary advances for these inspections and cleanups.
  • Contact our Tupelo, MS wind damage insurance attorneys. We have a network of building contractors we work with. These experts will assess the damage (visible and hidden damage), prepare formal estimates for all the labor and materials you’ll need to restore your property, and perform the repair work when the funds are approved.

What steps can I take to protect my property from wind damage?

You can help secure your property by taking certain steps when the weather services forecast strong winds in your location. Some of the steps homeowners and business owners should consider include:

  • Boarding up the windows
  • Moving anything outside that could be lifted or easily moved to the inside of your property
  • Safely examining if any shingles are loose
  • Using mulch and shredded bark, instead of gravel, for landscaping
  • Trimming your bushes and trees
  • Considering buying, borrowing, or renting a generator
  • Other steps, depending on the type of property you have
  • Speaking with a wind safety professional and listening to public service announcements about preparation for wind damage

What types of wind damage insurance disputes do your lawyers handle?

Our Tupelo insurance dispute lawyers handle the many types of conflicts that may arise when heavy winds cause damage. Common disputes between policyholders and insurance companies include the following:

  • Confirming that your homeowner’s or commercial property insurance covers wind damage
  • Showing that the damage to your property is due to the wind
  • Obtaining temporary advances for inspections, estimates, relocation expenses, and other emergency costs
  • Determining what repairs are necessary, whether it’s necessary to rebuild part or all of your property, and whether some property (such as the contents) needs to be replaced
  • Determining how much time the contractors will need to complete the repairs
  • Determining what method for valuing your damage the insurance contract requires, such as fair market value or replacement value
  • Contesting any efforts by your insurance carrier to force a bad settlement by negotiating in bad faith

For businesses that have business interruption insurance, McWherter Scott & Bobbitt seeks the following additional compensation, if available in your policy:

  • The cost to find and move to a new location where you can run your business
  • The cost to notify your customers, vendors, and others about your new location
  • Overhead and payroll costs
  • Lost profits
  • Any other business losses, such as apartment complexes that can’t lease their apartments to tenants

Do you have a Tupelo, MS wind damage insurance lawyer near me?

Yes. Our insurance dispute attorneys consult with new clients at our office located at 600 W. Main St., Suite 301, Tupelo, MS 38801. We also consult with new clients by phone and through online video platforms like Zoom. We can arrange for roofers, window experts, and other contractors to examine your property in person and assess all the damage.

We’ve helped many homeowners and businesses obtain strong recoveries.

We also have offices in Alabama, Arkansas, Kentucky, and Tennessee.

Get help from our respected Tupelo, Mississippi, wind insurance lawyers now

At McWherter Scott & Bobbitt, we have the experience and working relationships with professionals to assess your damages, obtain temporary advances, and secure the compensation you need to restore your property to its pre-windstorm damage condition. Please call us or fill out our contact form to schedule an appointment.

Areas of Focus